This Privacy Policy (“Privacy Policy”) explains ECHOSTREAM SOLUTIONS INC.'s (“RewardsWise,” “we” “us” or “our”) privacy practices for any information we receive from the RewardsWise mobile application (the “App”), the website at rewardswise.app (the “Site”), any other web address or hyperlink that redirects to the Site, and any other webpage or application controlled by us that links to this Privacy Policy and describes the ways in which we use the information we receive from you. Certain portions of this Privacy Policy also apply to other information collected or maintained by RewardsWise, for example, under the “Rights Under the California Consumer Privacy Act” and “General Data Protection Regulation (GDPR)” sections below.
By using the App, the Site or receiving any services of RewardsWise (the “Services”) you consent to the terms of this Privacy Policy. If you do not agree to the terms and conditions of this Privacy Policy, including having your Personal Information (as defined below) used in any of the ways described in this Privacy Policy, please do not use the Site, the App or the Services. Please note, however, that if you don't provide us with your Personal Information, certain parts or features of the Site, App or Services may not function properly.
RewardsWise may update this Privacy Policy from time-to-time in our sole discretion by posting such revised Privacy Policy on the Site or within the App. Please note the Effective Date of this Privacy Policy set forth above. It is your responsibility to review this Privacy Policy regularly for any changes each time that you use the App, the Services or provide us information.
Use of the App or the Services by you following our posting of a new Privacy Policy constitutes your acceptance of the Privacy Policy as modified and will apply to all information received after the Effective Date of the modification. In the event we materially change the way in which we use your Personal Information that we previously collected, we will provide you with notice and ask you to affirmatively accept the new uses. This Privacy Policy is incorporated as part of the Terms and Conditions that apply with respect to your use of the App or Services.
RewardsWise provides solutions that allow you to manage your credit card accounts and maximize credit card rewards and savings. Downloading, installing or using the App, is included in the definition of “Services”.
Collection and Use of Your Personal Information
We may require that you provide certain Personal Information through the App to create or
register for a RewardsWise account (an “Account”). Information we collect when you register your
Account may include your name, email address, and other information that identifies you or that,
in combination with other information we hold, may reasonably be used to identify you (“Personal
Information”).
We may also collect Personal Information you provide to us when you use the Services, or email or otherwise contact us. We may also use your Personal Information to contact you to further discuss the Services or any product offerings. You may choose to opt out of providing your Personal Information by not disclosing it to us or entering it when asked.
RewardsWise may process the following types of Personal Information for the following lawful purposes and based upon the legal justification set forth in the parenthetical:
Information you provide to us about your credit card products or login information from your issuing bank used in connection with the App (CONSENT)
Processing Personal Information in order to fulfill an order or provide Services, e.g., your email address or phone number used to login to the App (CONSENT, CONTRACT)
Location data to provide Services (CONSENT)
Your submission of Personal Information when contacting us for customer service, to provide feedback or for other purposes not otherwise described here (CONSENT)
Your submission of Personal Data to our third-party vendors for Services (CONSENT, CONTRACT) Collection of Personal Information through the App or through the Site (CONSENT)
Payment (CONTRACT)
Other information you voluntarily provide (CONSENT)
RewardsWise does not collect your credit card number. RewardsWise uses the data linked from your credit card account to provide the Services. You may choose to manually input your credit card product without linking your credit card account, but this may prevent you from using the full functionality of the App or Services.
We process your Personal Information with your consent or subject to the performance of a contract to which you are a party or, alternatively, to take steps at your request to enter into an agreement. You have the right to withdraw your consent at any time.
Generally, we collect the following data elements from you when we process your Personal Information for the purposes we described in this Privacy Policy. We collect and process your:
First and last name
Date of birth (only when provided to us through the Site)
Email address
Transaction information from issuing banks that you provide, e.g., balances, billing, auto-pay enrollment status, credit scores and any other information regarding any credit card linked to the App
Internet or other electronic network activity
Testimonials and other information you voluntarily provide
We do not share with or disclose Personal Information to third parties, except when one or more of the following conditions is true:
We have your permission to make the disclosure;
The disclosure is necessary for the purpose for which the Personal Information was obtained;
The disclosure is permitted by relevant law;
The Personal Information to be disclosed is otherwise publicly available in accordance with applicable law;
The disclosure is reasonably related to the sale or other disposition of all or part of our business or assets (see Business Transfers);
The party to whom the disclosure is made controls, is controlled by, or is under common control with RewardsWise;
The disclosure is, in our sole discretion, necessary for the establishment or maintenance of legal claims or legal compliance, to satisfy any law, regulation, subpoena or government request, or in connection with litigation;
The disclosure is, in our sole discretion, about users who we believe are engaged in illegal activities or are otherwise in violation of our Terms and Conditions, even without a subpoena, warrant or court order; or
The disclosure is to outside businesses to perform certain services for us, such as maintaining our Site or assisting us in the provision of Services including service providers outside the country or jurisdiction in which you reside. Any data provided to third parties is strictly for RewardsWise' internal business use.
We and our service providers may use information about your interactions with our Services to predict your interests and select the ads you see on and off the App or our Site. This is known as interest-based advertising. RewardsWise endeavors to comply with the Self-Regulatory Principles for Online Behavioral Advertising developed by the Digital Advertising Alliance (“DAA”) for any interest-based advertisements. For more information about interest-based advertising and how you can opt out, visit: Digital Advertising Alliance: http://www.aboutads.info/choices/ Network Advertising Initiative: http://www.networkadvertising.org/choices/
You may opt out of receiving marketing materials from us at any time by clicking the “unsubscribe” or similar link in any marketing email. Even after such opt-out, you may receive additional emails for a short period of time while we process your request. We also may contact you by email or otherwise with information that is not primarily marketing, for example, regarding updates to the Services or information about your Account or any contracts or arrangements. If, at any time after registering your information or electing to sign up for the Services, you change your mind about receiving information from us, send us a request specifying your new choice. Simply send your request to info@rewardswise.app.
Your browser may offer you a “Do Not Track” option, which allows you to signal to operators of websites and web applications and services (including behavioral advertising services) that you do not wish such operators to track certain of your online activities over time and across different websites. Our Site does not support Do Not Track requests at this time, which means that we collect information about your online activity while you are using our Site and may track which website you visit immediately before or after accessing our Site.
Our Privacy Policy does not apply to services offered by other companies or individuals, including products or websites that may be displayed to you in search results, websites that may include RewardsWise Services, or other websites linked from our Site. This Privacy Policy does not cover the information practices of other companies and organizations who advertise our Services, and who may use cookies, tracking pixels or other technologies to serve ads.
To update your information or discontinue the Services, email support@rewardswise.app. RewardsWise will respond to your correction or update request within at most 30 days from the date of your request. You also may be able to update your information by logging into your Account.
We maintain reasonable safeguards to protect the Personal Information we collect. While we implement these measures, please note that 100% security is not possible, and we cannot guarantee that the security measures we have in place to safeguard personal information will never be defeated or fail, or that those measures will always be sufficient or effective. RewardsWise may assign you a user ID and a password as part of your participation and access to the App. Only you may use your user ID and password. You may not share your user ID and password with anyone else, and you are solely responsible for maintaining and protecting the confidentiality of your user ID and password. You are fully responsible for all activities that occur under your user ID. You play a role in protecting your information as well.
Any information, communications, or material of any type or nature that you submit to any third-party websites (including, but not limited to any RewardsWise related or RewardsWise controlled pages contained on a social media platform, application or website such as Facebook or Twitter) by email, posting, messaging, uploading, downloading, or otherwise (“Submissions”), is done at your own risk and without any expectation of privacy. RewardsWise cannot control the actions of other users of any social media platform or website and is not responsible for any content or Submissions contained on such sites and platforms.
We do not knowingly collect or solicit personal information from children under the age of 13. By using the Services, you represent that you are at least 13 years old. If you are under 13, please do not attempt to register for an Account or send any Personal Information about yourself to us. If we become aware that we have inadvertently received or collected Personal Information from a user of the Services who is under the age of 13, we will immediately delete that information from our files and records. Furthermore, we encourage users of the Services that are minors that are 13 years of age or older to ask their parents or guardians for permission before sending any information about themselves over the Internet. If you believe a child who is under the age of 13 has provided us with Personal Information, please contact us at the address listed above.
This Cookie Policy is part of the Privacy Policy and explains these technologies, including cookies, tracking pixels, web beacons, and flash cookies, and how you can control them. The internet is a rapidly changing medium, and the Site may include services provided by third parties. The cookies and third-party sites listed in this Cookie Policy are intended to provide timely information and may be updated from time to time; however, due to the nature of the internet, these lists may not exactly and inclusively represent all such items at every point in time. You should check back periodically to review updates to this Cookie Policy. RewardsWise may use cookies and other tracking technologies to deliver and improve the Site and our Services, and to display relevant content, products, services and advertising. By using the Site, you agree that we can use these technologies as described in this Privacy Policy, including this Cookie Policy. We hope that this Cookie Policy helps you understand, and feel more confident about, our use of cookies and other tracking technologies. If you have any further queries or requests, please find the appropriate support channel by contacting us at info@rewardswise.app.
1. What is a cookie? Cookies are small text files that are stored on your computer or mobile device. They are widely used in order to make websites work, or work in a better, more efficient way. For example, they can recognize you and remember important information that will make your use of a website more convenient (e.g., by remembering your user preferences).
2. What cookies do we use? Below we list the different types of cookies we may use on the Site. The specific cookies and types of cookies we use change regularly and the list below may not be complete or accurate. We also may use cookies and similar tools to relate your use of the Site to personal information obtained about you. Strictly necessary cookies. These cookies are essential to the Site to enable you to move around it and to use its features. Without these cookies, we may not be able to provide certain services or features, and the Site may not function properly or perform as smoothly for you. Functionality cookies. To permit your connection to the Site, our servers receive and record information about your computer, device, and browser, potentially including your IP address, browser type, and other software or hardware information. If you access the Site from a mobile or other device, we may collect a unique device identifier assigned to that device, geolocation data, or other transactional information for that device. All of these features help us to improve your visit to the Site. Analytics cookies. We and our service providers may use analytics cookies, which are sometimes called performance cookies, to collect information about your use of the Site and enable us to improve the way it works. Analytics cookies collect information about how you use the Site, for instance, which pages you go to most. The information allows us to see the overall patterns of usage on the Site, helps us record any difficulties you have with the Site and shows us whether our advertising is effective or not.
3. How do third parties use cookies on the site? In some circumstances, we may work with third parties to provide services on our Site. For example, we use analytics services supported by third party companies who generate analytics cookies on our behalf. We may not have access to these cookies, although we may use statistical information arising from the cookies provided by these third parties to customize content and for the other purposes described above. These companies also may transfer this information to other parties where required to do so by law or where such other parties process the information on their behalf. Third-party advertisers and other organizations also may use their own cookies to collect information about your activities on our Site and/or the advertisements you have clicked on. This information, which may be combined with other information acquired from third parties, may be used by them to serve advertisements on our Site and third party sites that they believe are most likely to be of interest to you based on content you have viewed. Third-party advertisers also may use this information to measure the effectiveness of their advertisements and to track aggregate usage statistics. We may not control these third-party cookies, and their use may be governed by the privacy policies of the third parties employing these cookies. To learn about these cookies and to disable or reject third-party cookies, please refer to the relevant third party's website. You can also learn more about controlling cookies in Section 4 below.
4. How can you control cookies? You may refuse to accept cookies from the Site at any time by activating the setting on your browser that allows you to refuse cookies. Further information about the procedure to follow to disable cookies can be found on your Internet browser provider's website via your help screen. You may wish to refer to http://www.allaboutcookies.org/manage-cookies/index.html for information on commonly used browsers. Please note that by disabling or blocking any or all cookies, some features of the Site may not operate as intended, or you may not have access to features or personalization available through the Site. Analytics cookies can also be managed via the following links: Google Analytics: http://tools.google.com/dlpage/gaoptout